Regional Management Corp. - Governance

Acknowledgment

Asset Backed Securities

General

Your use of this website is subject to the following terms and conditions. You may view the information provided in this website only on the condition that you agree with the terms of use set forth below. By accessing this website, you acknowledge that you have read, understand, and agree to be bound by these terms and conditions, as these terms and conditions may be modified from time to time. Regional Management Corp. (“Regional”) assumes no responsibility for the timeliness, completeness, or accuracy of the information, documents, and materials (the “Content”) provided in the sections of this website that pertain to asset-backed securities (the “Securities”) and reserves the right to amend or revise the Content at any time without notification.

No Offer or Solicitation of the Securities

This website includes Content relating to the Securities. Regional does not intend to solicit and is not soliciting any action with respect to the Securities. The Content is provided for general information and historic purposes only, is current only as of its specific date, and does not constitute an offer to sell or a solicitation of an offer to buy any securities, including the Securities. The information is not intended to be a complete discussion of all material information about Regional and the Securities. All of the information relating to Regional and the Securities is qualified in its entirety by the relevant offering materials and related supplemental information. Regional shall not be liable for any errors or omissions contained herein or for any damages whatsoever arising out of or related to the use of this website, including all Content, including without limitation, direct, indirect, incidental, special, consequential, or punitive damages, whether under contract, tort or any other theory of liability, even if Regional is aware of the possibility of such error or damages.

No Warranties; Limitation of Liability

All Content (including any software related to the Content) is provided "as is" and without any warranty of any kind. Regional assumes no obligation to update or continue to post or link to information (including any Content). Regional disclaims any and all express or implied warranties relating to the use of this website, including all Content and third-party websites to which this website may have a link, including, without limitation, merchantability, suitability, non-infringement, or fitness for a particular purpose. The Content is presented only as of the date the information was originally issued. For current information about Regional, please refer to Regional’s most recent filings with the U.S. Securities and Exchange Commission (the “SEC”), which are available in the “SEC Filings” section of this website and are also available on EDGAR through the SEC’s website at www.sec.gov.

Terms of the Securities

The terms of any particular issue of Securities are governed by the documents establishing such terms. In the event there is an inconsistency between the Content regarding a particular issue and the terms specified in or determined pursuant to the documents that establish the terms of such issue, the terms so specified or determined in the applicable documents shall prevail.

Non-Deposit Products

The Securities for which the Content is provided on this website are not FDIC insured and are not bank deposits, obligations, or guarantees. Consequently, they may lose value.

Cautionary Note Regarding Forward-Looking Statements

The Content may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to such matters as funding strategies, underwriting policies, collection and remarketing activities, prepayment rates, delinquencies, losses, repossessions, and other matters. Forward-looking statements are not statements of historical fact but instead represent only management’s current beliefs regarding future events. By their nature, forward-looking statements involve inherent risks, uncertainties, and other important factors that may cause actual results, performance, or achievements to differ materially from those expressed in or implied by such forward-looking statements. We caution you not to place undue reliance on these forward-looking statements that speak only as of the date they were made. We do not undertake any obligation to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events or the non-occurrence of anticipated events. Forward-looking statements include, without limitation, statements concerning future plans, objectives, goals, projections, strategies, events, or performance, and underlying assumptions and other statements related thereto. Statements preceded by, followed by, or that otherwise include the words “anticipates,” “appears,” “are likely,” “believes,” “estimates,” “expects,” “foresees,” “intends,” “plans,” “projects,” and similar expressions or future or conditional verbs such as “would,” “should,” “could,” “may,” or “will,” are intended to identify forward-looking statements. Important factors that could cause actual results, performance, or achievements to differ materially from those expressed in or implied by forward-looking statements include, without limitation, the risks and uncertainties described in the “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of the Company’s most recent Form 10-K and Forms 10-Q filed with the SEC and in the Company’s other filings with the SEC from time to time. Such factors that could cause actual results, performance, or achievements to differ materially from those expressed in or implied by forward-looking statements do not purport to be complete, and new factors, risks, and uncertainties may arise in the future that are impossible for us to currently predict.

By clicking “Accept” you acknowledge that you have read and understand the information set forth above.

Accept Decline

Each member of the Board is receptive to and welcomes communications from our stockholders and other interested parties. Stockholders and other interested parties may contact any member (or all members) of the Board, including, without limitation, the Chair of the Board, any independent director, or the independent directors as a group, by addressing such communications or concerns to our Corporate Secretary, 979 Batesville Road, Suite B, Greer, South Carolina, 29651, who will forward such communications to the appropriate party.

If a complaint or concern involves accounting, internal accounting controls, or auditing matters, the correspondence will be forwarded to the chair of the Audit Committee. If no particular director is named, such communication will be forwarded, depending on the subject matter, to the chair of the Audit Committee, Compensation Committee, or Corporate Governance and Nominating Committee, as appropriate.

Anyone who has concerns regarding (i) questionable accounting, internal accounting controls, and auditing matters, including those regarding the circumvention or attempted circumvention of internal accounting controls or that would otherwise constitute a violation of our accounting policies, (ii) compliance with legal and regulatory requirements, or (iii) retaliation against employees who voice such concerns, may communicate these concerns by writing to the attention of the Audit Committee as set forth above, or by calling (800) 224-2330 at any time.

Contact the Board