Regional Management Corp. - Governance - Board of Directors

Acknowledgment

Asset Backed Securities

General

Your use of this website is subject to the following terms and conditions. You may view the information provided in this website only on the condition that you agree with the terms of use set forth below. By accessing this website, you acknowledge that you have read, understand, and agree to be bound by these terms and conditions, as these terms and conditions may be modified from time to time. Regional Management Corp. (“Regional”) assumes no responsibility for the timeliness, completeness, or accuracy of the information, documents, and materials (the “Content”) provided in the sections of this website that pertain to asset-backed securities (the “Securities”) and reserves the right to amend or revise the Content at any time without notification.

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The Content may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to such matters as funding strategies, underwriting policies, collection and remarketing activities, prepayment rates, delinquencies, losses, repossessions, and other matters. Forward-looking statements are not statements of historical fact but instead represent only management’s current beliefs regarding future events. By their nature, forward-looking statements involve inherent risks, uncertainties, and other important factors that may cause actual results, performance, or achievements to differ materially from those expressed in or implied by such forward-looking statements. We caution you not to place undue reliance on these forward-looking statements that speak only as of the date they were made. We do not undertake any obligation to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events or the non-occurrence of anticipated events. Forward-looking statements include, without limitation, statements concerning future plans, objectives, goals, projections, strategies, events, or performance, and underlying assumptions and other statements related thereto. Statements preceded by, followed by, or that otherwise include the words “anticipates,” “appears,” “are likely,” “believes,” “estimates,” “expects,” “foresees,” “intends,” “plans,” “projects,” and similar expressions or future or conditional verbs such as “would,” “should,” “could,” “may,” or “will,” are intended to identify forward-looking statements. Important factors that could cause actual results, performance, or achievements to differ materially from those expressed in or implied by forward-looking statements include, without limitation, the risks and uncertainties described in the “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of the Company’s most recent Form 10-K and Forms 10-Q filed with the SEC and in the Company’s other filings with the SEC from time to time. Such factors that could cause actual results, performance, or achievements to differ materially from those expressed in or implied by forward-looking statements do not purport to be complete, and new factors, risks, and uncertainties may arise in the future that are impossible for us to currently predict.

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Carlos Palomares

Carlos Palomares, Chair of the Board

Mr. Palomares has been a director of Regional since March 2012 and currently serves as Chair of the Board. Since 2007, Mr. Palomares has been President and Chief Executive Officer of SMC Resources, a consulting practice that advises senior executives on business and marketing strategy. From 2001 to 2007, Mr. Palomares was Senior Vice President at Capital One Financial Corp., and he was Chief Operating Officer of Capital One Federal Savings Bank banking unit from 2004 to 2007. Prior to joining Capital One, Mr. Palomares held a number of senior positions with Citigroup Inc. and its affiliates, including Chief Operating Officer of Citibank Latin America Consumer Bank from 1998 to 2001, Chief Financial Officer of Citibank North America Consumer Bank from 1997 to 1998, President and CEO of Citibank FSB Florida from 1992 to 1997, and Chairman and CEO of Citibank Italia from 1990 to 1992. Mr. Palomares serves on the Boards of Directors of Pan American Life Insurance Group, Inc. and Banesco USA, a privately held financial institution. Mr. Palomares earned a B.S. degree in Quantitative Analysis from New York University.

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